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Posted Mar 7, 2026

Mortgage Underwriter – FHA or VA Specialist

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Mutual of Omaha is a Fortune 300 Company. Mutual of Omaha Mortgage is inspired by hometown values and a commitment to being responsible and caring for each other. We exist for the benefit of our customers and employees. Mutual of Omaha Mortgage is a full service lending company offering both Forward and Reverse Mortgage products including a complete line of residential mortgage, refinancing, specialty, and HECM loans. We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. If you are interested in joining a team that promotes from within and works together toward a common goal of helping customers with their mortgage needs please review and apply for our opening below! JOB PURPOSE: To accurately evaluate and underwrite mortgage loan files submitted by retail and wholesale production channels, in accordance with company policy and investor guidelines. DUTIES AND RESPONSIBILITIES: • Evaluate risk in accordance with all investor guidelines and company policies • Review all aspects of the loan file, including title and appraisal reports • Set the terms for approval and compliance or identify reasons for rejection • Ensure regulatory compliance and completeness • Effectively communicate all loan decisions to sales channels and management, as needed • Accurately review and input pertinent loan data into operational systems • Utilize FHA Connection to update loan data as needed • Utilize VA portal to update loan or appraisal data as needed • Work closely with all operational departments to establish productive and efficient work flows • Complete required checklists and worksheets QUALIFICATIONS: • DE or SAR/LAPP • Minimum 5 yrs of government underwriting experience • Must be familiar with Encompass Pay range for role varies based on experience - $90,000 -140,000 Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include: • Vacation — Vacation hours accrue on a per pay period basis. Balance maximums are based on years of service. • Paid Sick Time — 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed. • 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday) • Multiple PPO Medical Plans, as well as HDHP eligible plan. • Dental Coverage • Vision Coverage • Company Paid Life Insurance • 401K with a generous employer match • Additional Benefits including – Optional Life, FSA, Pet Insurance etc. • Free Legal Services • Employee Loan Program • 100% Remote ekCQYz0A2B